Home Retrofits

Funding and Financing

Grant, loan, and rebate programs for home retrofits are constantly changing. Your registered energy advisor will have the latest information. The BetterHomesTO Rebates + Incentives page also is a good reference for programs currently available, including:

Canada Greener Homes Grant, Home Efficiency Rebate Plus (HER+) - In Ontario, the Canada Greener Homes Grant is now co-delivered by Natural Resources Canada (for applicants who applied prior to January 4, 2023), and by Enbridge Gas (for new applicants) under the HER+ program (info for homeowners outside Ontario here). Rebates of up to $10,000 are available for recommended and eligible retrofits on your principal residence, such as:

  • home insulation
  • air sealing
  • space and water heating (including air source heat pumps)
  • windows and doors
  • smart thermostats
  • weatherproofing

You can also receive a grant of up to $600 towards the cost of your pre- and post-retrofit EnerGuide evaluations.

The Canada Greener Homes Loan offers an interest-free loan of up to $40,000 with a repayment term of 10 years, open to homeowners who have an active application (at the pre-retrofit stage) with the Canada Greener Homes Grant.


Enbridge Home Efficiency Rebate Program - ending Apr. 30, 2023 and only available to Enbridge Gas customers who completed a pre-retrofit home energy assessment before Dec. 31, 2022. This program is now being replaced by the HER+ program listed above.


City of Toronto Home Energy Loan Program (HELP) - low interest fixed-rate loans up to $125,000 amortized over 20 years, repaid via your property tax bill and transferrable to new homeowner if you sell your home. Eligible projects:

  • High-efficiency furnaces / boilers / air conditioners
  • Air source heat pumps
  • Window / door replacements
  • Basement/attic/exterior wall insulation
  • Air sealing (e.g. weather stripping or caulking)
  • Geothermal systems
  • High-efficiency water heaters
  • Tankless water heaters
  • Drain-water heat recovery systems
  • Toilet replacements
  • Solar hot water systems
  • Rooftop solar PV panels
  • Electric vehicle charging stations (Level 2)
  • Battery storage


City of Toronto Basement Flooding Protection Subsidy - up to $3,400 per property to install basement flood protection devices like sump pumps and backwater valves


Eco Roof Incentive Program - incentives to support the installation of green roofs or cool roofs on Toronto homes and buildings, including residential.


Energy Affordability Program - free energy-efficiency upgrades for income-eligible homeowners and tenants, as well as an in-home energy assessment to help uncover more ways to save. Qualified applicants may receive:

  • ENERGY STAR®-certified LED light bulbs
  • High-efficiency showerheads (standard and handheld)*
  • Faucet aerators (kitchen and bathroom)*
  • Drying line for clothes
  • Energy-efficient refrigerator
  • Window air conditioner
  • Smart power strip
  • Additional attic or basement insulation**
  • Weatherstripping around doors and windows**
  • Smart thermostat(s)**
*for homes with electric hot water heating
**for homes heated by electricity


Home Winterproofing Program - available to income qualifying Enbridge Gas customers who live in homes built before 1980. Qualified applicants receive free home improvements, including:

  • insulation
  • draft proofing
  • smart thermostat installation


Smart Thermostat Program - Enbridge customers who live in detatched, semi-detatched, or row townhouses can get an instant $75 rebate towards a qualifying smart thermostat purchase at specific retailers.


Note: Many of the above programs require a pre and post EnerGuide home energy audit.